Will pulling credit effect my score?
No, credit inquiries have no effect on a credit score
Do I need great credit to qualify for a mortgage?
No. The better your score the easier it will be to find a loan product, and the more favorable the terms will be. We offer products for credit scores as low as 550.
Do I need to have a 20% down payment?
No, we offer loan options which require as little as 1% down.
How long does it take to get pre-approved?
Once a client has provided the information we need, a pre-approval can be issued within a few hours.
How long will it take to get to closing?
Loans are usually clear to close within 30-45 days from when contracts are signed.
Am I charged an application fee?
No, Cityscape does not charge an application fee.
How much does it cost to get pre-approved?
We do not charge for pre-approvals.